How It Works
Live in four steps. Your card checkout is unchanged.
The integration is on our side. Your customers pay exactly the way they already do. Your existing processor and acquirer are untouched.
Review — 1 business day
We look at your card volume, card mix, current effective rate, and dispute history. You get a clear picture of your actual exposure before committing to anything.
Configure — 1–3 business days
Protection is configured to your processor, acquiring bank, state, and category. Where permitted, the pass-through program is set up and notified to your acquirer in advance.
Activate — no downtime
Coverage begins at the point of card payment. Customers pay exactly the way they already do. Nothing slows the line.
Monitor — ongoing
The portal opens with live settlement, true cost, top sellers, and your dispute register. Claims are handled as they arrive. You are notified immediately when one lands.
What the record captures at every card sale
Built at checkout. Defended months later.
Identity of the card presenter
Who presented the card and how their authorization was confirmed — the starting point of every successful dispute response.
Itemized acknowledgement
What was ordered, the exact amount, any applicable disclosed fees, and confirmation that the cardholder agreed before payment was taken.
Delivery or service confirmation
Evidence that what was agreed was provided — the record a card network requires to rule in your favor on a “not received” claim.
See How ChargeSecured Protects You
Tell us your industry and your card volume. We will walk through your actual exposure.